Current mortgage rate
bijBouwe

The current lowest mortgage rate at bijBouwe for NHG (National Mortgage Guarantee) and energy label A (or better) today is 3.70% for 7 years fixed. Rates updated on 26 January 2026.

ABN AMRO ASN Bank bijBouwe ING Rabobank
Product
Loan to value ratio / risk class

The loan to value ratio is the relationship between the amount of your mortgage and the value of your home. This ratio helps determine your mortgage interest rate. The lower the loan to value ratio, the lower your mortgage interest rate will be.

NHG
60%
80%
90%
100%
Energy label

The energy label indicates how energy efficient a home is. A home with energy label A is very energy efficient, while a home with energy label G is less efficient. An energy-efficient home is generally better for the environment and may qualify for a mortgage interest discount with some lenders.

Verstrekker Rentepercentages Actie
7 jaar vast
3.70%
3.81%
3.90%
3.90%
3.90%
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10 jaar vast
3.70%
3.81%
3.90%
3.90%
3.90%
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15 jaar vast
–
–
4.20%
4.20%
4.26%
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20 jaar vast
–
–
4.28%
4.28%
4.36%
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30 jaar vast
–
–
4.40%
4.40%
4.43%
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