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Current mortgage rate
Rabobank
The current lowest mortgage rate at Rabobank for NHG (National Mortgage Guarantee) and energy label A (or better) today is 3.49% for 1 year fixed. Rates updated on 26 January 2026.
Product
Loan to value ratio / risk class
The loan to value ratio is the relationship between the amount of your mortgage and the value of your home. This ratio helps determine your mortgage interest rate. The lower the loan to value ratio, the lower your mortgage interest rate will be.
NHG
60%
80%
90%
100%
Energy label
The energy label indicates how energy efficient a home is. A home with energy label A is very energy efficient, while a home with energy label G is less efficient. An energy-efficient home is generally better for the environment and may qualify for a mortgage interest discount with some lenders.
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
1 jaar vast
|
3.49%
3.54%
3.64%
3.64%
3.69%
|
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|
2 jaar vast
|
3.54%
3.59%
3.69%
3.69%
3.74%
|
Get free quote Free quote Get free quote |
|
3 jaar vast
|
3.54%
3.67%
3.77%
3.77%
3.82%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.54%
3.67%
3.77%
3.77%
3.82%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.57%
3.72%
3.82%
3.82%
3.87%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
3.93%
4.11%
4.21%
4.21%
4.26%
|
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|
12 jaar vast
|
3.95%
4.13%
4.23%
4.23%
4.28%
|
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|
13 jaar vast
|
3.98%
4.16%
4.26%
4.26%
4.31%
|
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|
14 jaar vast
|
3.98%
4.18%
4.28%
4.28%
4.33%
|
Get free quote Free quote Get free quote |
|
15 jaar vast
|
3.98%
4.21%
4.31%
4.31%
4.36%
|
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|
20 jaar vast
|
4.00%
4.26%
4.36%
4.36%
4.41%
|
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|
25 jaar vast
|
4.38%
4.48%
4.58%
4.58%
4.63%
|
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|
30 jaar vast
|
4.41%
4.52%
4.62%
4.62%
4.67%
|
Get free quote Free quote Get free quote |
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
1 jaar vast
|
3.64%
3.69%
3.79%
3.79%
3.84%
|
Get free quote Free quote Get free quote |
|
2 jaar vast
|
3.69%
3.74%
3.84%
3.84%
3.89%
|
Get free quote Free quote Get free quote |
|
3 jaar vast
|
3.69%
3.82%
3.92%
3.92%
3.97%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.69%
3.82%
3.92%
3.92%
3.97%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
4.08%
4.26%
4.36%
4.36%
4.41%
|
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|
12 jaar vast
|
4.10%
4.28%
4.38%
4.38%
4.43%
|
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|
13 jaar vast
|
4.13%
4.31%
4.41%
4.41%
4.46%
|
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|
14 jaar vast
|
4.13%
4.33%
4.43%
4.43%
4.48%
|
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|
15 jaar vast
|
4.13%
4.36%
4.46%
4.46%
4.51%
|
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|
20 jaar vast
|
4.15%
4.41%
4.51%
4.51%
4.56%
|
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|
25 jaar vast
|
4.53%
4.63%
4.73%
4.73%
4.78%
|
Get free quote Free quote Get free quote |
|
30 jaar vast
|
4.56%
4.67%
4.77%
4.77%
4.82%
|
Get free quote Free quote Get free quote |
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
1 jaar vast
|
3.64%
3.69%
3.79%
3.79%
3.84%
|
Get free quote Free quote Get free quote |
|
2 jaar vast
|
3.69%
3.74%
3.84%
3.84%
3.89%
|
Get free quote Free quote Get free quote |
|
3 jaar vast
|
3.69%
3.82%
3.92%
3.92%
3.97%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.69%
3.82%
3.92%
3.92%
3.97%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.72%
3.87%
3.97%
3.97%
4.02%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
4.08%
4.26%
4.36%
4.36%
4.41%
|
Get free quote Free quote Get free quote |
|
12 jaar vast
|
4.10%
4.28%
4.38%
4.38%
4.43%
|
Get free quote Free quote Get free quote |
|
13 jaar vast
|
4.13%
4.31%
4.41%
4.41%
4.46%
|
Get free quote Free quote Get free quote |
|
14 jaar vast
|
4.13%
4.33%
4.43%
4.43%
4.48%
|
Get free quote Free quote Get free quote |
|
15 jaar vast
|
4.13%
4.36%
4.46%
4.46%
4.51%
|
Get free quote Free quote Get free quote |
|
20 jaar vast
|
4.15%
4.41%
4.51%
4.51%
4.56%
|
Get free quote Free quote Get free quote |
|
25 jaar vast
|
4.53%
4.63%
4.73%
4.73%
4.78%
|
Get free quote Free quote Get free quote |
|
30 jaar vast
|
4.56%
4.67%
4.77%
4.77%
4.82%
|
Get free quote Free quote Get free quote |
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
Variabel
|
3.66%
3.66%
3.76%
3.76%
3.81%
|
Get free quote Free quote Get free quote |
|
1 jaar vast
|
3.60%
3.60%
3.70%
3.70%
3.75%
|
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|
2 jaar vast
|
3.65%
3.65%
3.75%
3.75%
3.80%
|
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|
3 jaar vast
|
3.75%
3.85%
3.95%
3.95%
4.00%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.75%
3.85%
3.95%
3.95%
4.00%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.75%
3.90%
4.00%
4.00%
4.05%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
4.10%
4.25%
4.35%
4.35%
4.40%
|
Get free quote Free quote Get free quote |
|
12 jaar vast
|
4.10%
4.25%
4.35%
4.35%
4.40%
|
Get free quote Free quote Get free quote |
|
13 jaar vast
|
4.15%
4.30%
4.40%
4.40%
4.45%
|
Get free quote Free quote Get free quote |
|
14 jaar vast
|
4.15%
4.35%
4.45%
4.45%
4.50%
|
Get free quote Free quote Get free quote |
|
15 jaar vast
|
4.15%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
20 jaar vast
|
4.15%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
25 jaar vast
|
4.55%
4.60%
4.70%
4.70%
4.75%
|
Get free quote Free quote Get free quote |
|
30 jaar vast
|
4.60%
4.65%
4.75%
4.75%
4.80%
|
Get free quote Free quote Get free quote |
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
Variabel
|
3.66%
3.66%
3.76%
3.76%
3.81%
|
Get free quote Free quote Get free quote |
|
1 jaar vast
|
3.75%
3.75%
3.85%
3.85%
3.90%
|
Get free quote Free quote Get free quote |
|
2 jaar vast
|
3.80%
3.80%
3.90%
3.90%
3.95%
|
Get free quote Free quote Get free quote |
|
3 jaar vast
|
3.90%
4.00%
4.10%
4.10%
4.15%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.90%
4.00%
4.10%
4.10%
4.15%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
4.25%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
12 jaar vast
|
4.25%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
13 jaar vast
|
4.30%
4.45%
4.55%
4.55%
4.60%
|
Get free quote Free quote Get free quote |
|
14 jaar vast
|
4.30%
4.50%
4.60%
4.60%
4.65%
|
Get free quote Free quote Get free quote |
|
15 jaar vast
|
4.30%
4.55%
4.65%
4.65%
4.70%
|
Get free quote Free quote Get free quote |
|
20 jaar vast
|
4.30%
4.55%
4.65%
4.65%
4.70%
|
Get free quote Free quote Get free quote |
|
25 jaar vast
|
4.70%
4.75%
4.85%
4.85%
4.90%
|
Get free quote Free quote Get free quote |
|
30 jaar vast
|
4.75%
4.80%
4.90%
4.90%
4.95%
|
Get free quote Free quote Get free quote |
| Verstrekker | Rentepercentages | Actie |
|---|---|---|
|
Variabel
|
3.66%
3.66%
3.76%
3.76%
3.81%
|
Get free quote Free quote Get free quote |
|
1 jaar vast
|
3.75%
3.75%
3.85%
3.85%
3.90%
|
Get free quote Free quote Get free quote |
|
2 jaar vast
|
3.80%
3.80%
3.90%
3.90%
3.95%
|
Get free quote Free quote Get free quote |
|
3 jaar vast
|
3.90%
4.00%
4.10%
4.10%
4.15%
|
Get free quote Free quote Get free quote |
|
4 jaar vast
|
3.90%
4.00%
4.10%
4.10%
4.15%
|
Get free quote Free quote Get free quote |
|
5 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
6 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
7 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
8 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
9 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
10 jaar vast
|
3.90%
4.05%
4.15%
4.15%
4.20%
|
Get free quote Free quote Get free quote |
|
11 jaar vast
|
4.25%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
12 jaar vast
|
4.25%
4.40%
4.50%
4.50%
4.55%
|
Get free quote Free quote Get free quote |
|
13 jaar vast
|
4.30%
4.45%
4.55%
4.55%
4.60%
|
Get free quote Free quote Get free quote |
|
14 jaar vast
|
4.30%
4.50%
4.60%
4.60%
4.65%
|
Get free quote Free quote Get free quote |
|
15 jaar vast
|
4.30%
4.55%
4.65%
4.65%
4.70%
|
Get free quote Free quote Get free quote |
|
20 jaar vast
|
4.30%
4.55%
4.65%
4.65%
4.70%
|
Get free quote Free quote Get free quote |
|
25 jaar vast
|
4.70%
4.75%
4.85%
4.85%
4.90%
|
Get free quote Free quote Get free quote |
|
30 jaar vast
|
4.75%
4.80%
4.90%
4.90%
4.95%
|
Get free quote Free quote Get free quote |
How can we help you?
Whether you are looking to buy your first home, want to know how much you can borrow, or just want to talk things over with an expert, we are here for you. Our experienced mortgage advisors will guide you every step of the way, from orientation to closing.
