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What is the
lowest
mortgage rate?
The lowest mortgage rate is 3.10%, offered by Florius. Compare over 40 providers on EasyMortgage.nl. Last update: 26-01-2026
Independent mortgage advice in the Netherlands
Fixed-rate period
The fixed-rate period is the length of time your mortgage interest rate remains unchanged. During this period, your rate stays the same. When the fixed-rate period ends, you can set a new fixed rate based on the interest rates available at that time.
Loan to value ratio / risk class
The loan to value ratio is the relationship between the amount of your mortgage and the value of your home. This ratio helps determine your mortgage interest rate. The lower the loan to value ratio, the lower your mortgage interest rate will be.
Energy label
Overview 1-year fixed-rate, NHG
| Mortgage provider | Product | Interest rate | |
|---|---|---|---|
|
Profijt Drie+Drie | 3.10% | |
|
Woonnu | 3.10% | |
|
ING | 3.11% | |
|
Argenta | 3.12% | |
|
Woon | 3.12% | |
|
Bespaarhypotheek | 3.14% | |
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|
|||
|
Bespaarhypotheek | 3.14% | |
|
Bespaarhypotheek | 3.14% | |
|
Nationale Nederlanden | 3.19% | |
|
|
Nieuwbouw | 3.19% | |
|
Leef | 3.20% | |
|
Budget | 3.21% | |
|
HollandWoont | 3.21% | |
|
|
Profijt Twaalf | 3.25% | |
|
|
ASN Bank | 3.27% | |
|
|
BLG Wonen | 3.27% | |
|
Venn Hypotheken | 3.28% | |
|
Lloyds Bank | 3.35% | |
|
Triodos Bank | 3.35% | |
|
|
Woning | 3.36% | |
|
WelThuis | 3.48% | |
|
Basis | 3.49% | |
|
Lot | 3.50% | |
|
Basis | 3.54% | |
|
Robuust | 3.56% | |
|
Easy Mortgage | 3.56% | |
|
|
Plus | 3.60% | |
|
Vrij Leven | 3.61% | |
|
Aegon | 3.66% | |
|
Allianz | 3.67% | |
|
Attens Hypotheken | 3.67% | |
|
NIBC | 3.69% | |
|
|
Extra | 3.74% | |
|
|
Comfort | 3.74% | |
|
Merius | 3.75% | |
|
Vista Hypotheken | 4.12% | |
|
Groene Hart | 4.43% | |
|
Compleet | 4.48% | |
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